You decide to have your kitchen redone by a contractor. Things go smoothly until you receive a letter informing you that someone has put a lien on your property. Now the question of your ability to sell, refinance, or even sleep at night arises. Construction liens are the biggest surprise to property owners. The majority of people have no idea how grave they are until it’s too late. Knowing what they are and how they operate can save you.
So look for a reliable law firm, such as the Bitman Law construction liens, specialised in handling such liens.
What Actually Is a Construction Lien?
If a contractor, subcontractor, or supplier doesn’t get paid, they can file a legal claim against your property. The scary part is they don’t need your permission. Your property becomes collateral whether you like it or not.
That lien will be there until it is solved, meaning that you cannot easily do a refinance or a sale. Even if the accusation is groundless, the lien has to be removed before anything can proceed.
How Does It Start?
Usually, a general contractor doesn’t pay their subs. You paid the GC on time. But the GC pocketed your money and never paid the electrician or plumber. Those guys can come after your property directly through a lien. Sometimes a material supplier doesn’t get paid. They supplied windows or materials for your project. They file a lien against your house even if you paid the contractor. The timeline matters too. Contractors have a limited window to file, usually three months to a year after work finishes.
What Happens When One Gets Filed?
Once a lien is filed, you’re in a dispute. The contractor claims they’re owed money. You either have to pay them or fight it. If you ignore it, the contractor can force a sale of your property to collect. Even settling is complicated. The lien needs formal removal through proper legal channels. Otherwise, it stays on your property records.
How to Protect Yourself Moving Forward?
Before work starts, ask contractors for proof they’ll pay their subs. Get lien waivers in writing. Also, make sure the contractor has the required license and insurance to operate. Pay by check when possible and document everything. Emails, texts, receipts, work orders. Keep it all. If a dispute comes up, you’ll have evidence of what was done and when payment was made.
What To Do If You’re Already in One?
If you’re staring at a lien on your property, don’t panic. But act fast. You can negotiate with the contractor. You can file a complaint if the lien seems fraudulent. Look for a reliable law firm to get legal advice on your situation.
That’s where professional help matters. Understanding your rights and options requires someone who knows how liens work in your state. Bitman Law construction liens team understands the details that most property owners miss. Getting guidance early can save you thousands of dollars and months of stress.